We are an award winning Mortgage and Insurance brokerage based in West Kirby, Wirral, specialising in offering solutions for all of your mortgage and insurance needs.
Our advisors offer face-to-face appointments to local clients and Zoom calls to clients based across the UK.
We understand that finding and arranging a mortgage can be both stressful and daunting, with such a wide range of mortgage options available on the high street. At Mortgage and Insurance Needs, we take the time to find out as much as we can about your circumstances and what you would like the outcome to be.
After finding out about your needs, we then search over 27,000 + different mortgage options to find the perfect option for you. Rather than going to each lender one at a time, we can save you time and money and search the bulk of the market, there and then.
In some cases, you may walk away from the initial meeting with an offer in principle, but that’s just the start of our service. We liaise directly with solicitors, surveyors and estate agents on your behalf, taking all the stress and hard work away from you, allowing you to focus on the best parts of buying a property.
As you can see from our genuine client feedback, we take pride in offering the highest levels of service from the first initial meeting right the way through to completion.
It’s not just First Time Buyer Mortgages we can help with, we can help you achieve your ambitions and arrange a mortgage for many different circumstances.
Below you will see a list of circumstances we can assist with:
As you increase your debt, It’s part of our duty of care to ensure that you have the right protection in place, should the worst happen.
Below, you will see a list of insurance options we can help arrange for you.
My commitment to customer care and business quality was recognised in 2012 when the I won the Best Broker for Mortgages Award (North) at the PINK Home Loans Service Awards.
My passion is to provide my clients with the very best service and outcome and adding value in this way is the most rewarding element of my role.
Always intrigued by the finance sector, on completing sixth form at Calday Grange Grammar School, I joined The Royal Bank of Scotland’s main retail banking branch at Dale Street, Liverpool. Over the following 3 years I received an amazing grounding in all aspects of personal banking, working at offices throughout Merseyside, helping customers to set up new accounts and arrange loans and mortgages and advancing to the position of Customer Advisor.
I left RBS to join the biggest property services company in the UK, becoming a mortgage broker within their estate agents’ offices and specialising in the financing of new house purchases, always with the aim of making my clients house-buying journey as stress-free as possible.
With a raft of experience under my belt, at 24 I decided the time had come to become self-employed and join Mortgage & Insurance Needs in West Kirby as a Director.
I’ve never lost my fascination with finance and love helping people get to where they want to be, having witnessed time and time again how making the right decisions at the right time can have such an overwhelmingly positive impact on my client’s everyday lives.
When not at work, I love spending time with my three sons and fiancé I also enjoy gardening and I have a keen interest in cars.
After studying at St Anselms College I went on to achieve a 2.1 in Accountancy and Financial Management form the University of Sheffield I returned to the Wirral to work in National Estate Agency. This gave me a great insight into the local housing market and process of purchasing a property. I enjoyed helping people find their ideal home and helping to make the process as seamless as possible.
I then returned to my passion, finance, as I was offered a graduate scheme to work and study as an Accountant for a large Wirral based PLC. I completed the ACCA qualification to become a chartered accountant.
The opportunity arose to work in property again, whilst providing financial services and this proved too enticing to pass up. Having obtained my CeMAP qualifications I took the leap to become self-employed and joined Mortgage and Insurance Needs as a Director.
Since joining I have never looked back the business has grown from strength to strength on the back of our strong local reputation and quality of service.
Outside of work I love spending time with my family. I enjoy playing rugby and I’ve represented Hoylake RFC for the last 13 years, so please don’t be alarmed if you are welcomed into your meeting and I am sporting a cast or a black eye!
