Mortgage & Insurance Needs
Mortgage advice tailored to you
Award Winning Mortgage Brokers Wirral, West Kirby. Offering expert Advice on First Time Buyer Mortgages, Remortgages, Buy-to-let, Bad Credit, Equity Release & More.
Who Are Mortgage & Insurance Needs?
We are Mortgage and Insurance brokers based in West Kirby, Wirral.
Established in 2005, we have built our business on excellent customer relationships, with most of our new business coming from referrals from existing satisfied clients.
We take pride in sourcing the perfect solution whether you’re employed, self-employed, a contractor or the director of a limited company.
We like to think that we can help find the perfect mortgage for most circumstances.
As you will see from reviews and feedback, whether you have bad credit or if you’re self-employed, our expert advisers will provide the mortgage advice you need. We also use our relationship with the lenders to provide a solution for you.
At MAIN, we have a combined industry experience of 100 years in the Mortgage and Insurance market. We use our experience and expertise to get you the very best deal available.
We liaise directly with the lenders, solicitors, insurers and surveyors to save you time and effort. Our aim is to create a quick and easy client experience when applying for a mortgage or protection policy.
As you will see below, we are human and we understand not every situation is straight forward. That’s why we always invite arrange an appointment, whether that be a telephone or face to face appointment, to establish a tailor made product, rather than a product off the shelf.
Whatever your circumstances, we can help you to:
Don't just take our word for it ...
EXCELLENT Based on 494 reviews Sam Murby2025-09-06 Friendly and down to earth, straightforward advice that was incredibly helpful, would definitely recommend. Seb H2025-09-05 Came recommended by several ove my friends, excellent advice, straight forward independent and clear. Colin Fortune2025-09-04 Excellent, friendly, helpful team, who go out of there way to assist you, many thanks to George, Richard, Hannah and the rest of the team, the whole process was dealt with and completed within 5 weeks, all of the team was very helpful throughout this process, highly recommend for mortgage and life insurance. You need not look elsewhere as when your a customer your a customer for life, they will always be looking for the next deal for when your current mortgage deal expires John McCarthy2025-09-02 Excellent company. George and his very professional, helpful staff are a credit to the mortgage advice industry. Especially Hannah, who always goes above and beyond to help and explain. Highly recommended and I will be a long term user of their services. Christopher Cox2025-09-01 I have used Graham for the last 5+ years for various mortgage, house moves and insurance deals. It always feels like I'm talking to someone I have known all my life! He offers me great, personal advice, and shares his own experiences in the property market. It's not all about business, we have a good catch up on various things and just life in general which is always welcome. Graham is a real gent, and runs an extremely well organised company. I don't look elsewhere for services as there is no need to. A superb service and one that fully deserves a 5 star review. Tom Harrahill2025-09-01 Hannah, George and all the team at MAIN have been amazing in helping me get my mortgage sorted for my first home. As a first time buyer, I didn’t have a clue where to start but straight away Hannah and George took that worry away and got everything in hand. Every step of the way I was kept up to date and nothing was too much trouble, just the best team! I now have the keys and the stress of renovations start! Dan Rowland2025-08-31 Highly knowledgeable, pro-active, friendly and very professional. Also very responsive to queries, and quick to respond and chase things up. Adele Vaughan2025-08-31 I was given mortgage and insurance advice by Main and had 2 appointments with Elliott and because of his and his teams professional help and advise and hard work to find me a mortgage offer so I could get on the property ladder , I am now a home owner and have the keys to my new home. I appreciate the ongoing help advise and work from you all to get to completion date., excellent response to calls and returning my calls. Would highly recommend. Many thanks Main . Liam Gretton2025-08-29 *** This is a review from a Professional Perspective *** Thank you to all of the team at Main for their professionalism throughout a recent purchase. We faced a few challenges with external organisations during the process, however Main ensured that all parties were aligned, escalating matters when necessary and keeping everything moving forward. As an estate agent we work with a lot of external businesses, all working towards the same goal however in this particular case Main' proactive support was invaluable in supporting the progression. A big thank you to Elliot and Matt in particular. Harriet Cooper2025-08-28 We’ve been using George as our mortgage broker for years. He offers excellent advice. All the team at MAIN are friendly and efficient- we would definitely recommend them.
We search the market from our comprehensive panel which is representative of the whole of the market. We have access to over 70+ lenders and thousands of mortgage deals.
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“We are impartial and work solely with your best interests at heart.”
Since 2008, we have successfully arranged over £1 Billion in mortgage lending for our clients.
Arranged over 6000 mortgages and over 3000 protection plans for local families.
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