
We are a long established, family-run, award winning mortgage and insurance brokers based in West Kirby, Wirral.
Get a better understanding of your affordability and search over 70 lenders with our online quotation system.
Welcome to Mortgage & Insurance Needs, we are a family run business based here in West Kirby. We’ve been helping local families buy homes for the last 16 years.
We help 15,000 local clients a year, so we understand there is no such thing as a typical client. We know there isn’t a one size fits all when it comes to mortgages. So we really take the time to assess your needs, so we can recommend the perfect solution for your circumstances.
We specialise in family protection, we get to know all of our clients really well to make sure they’re covered in the right way. Should someone fall ill in their family or somebody sadly pass away, we make sure that that family is financially protected.
Our experienced team of 12 are always on hand to answer your queries. We welcome clients into the office for a face to face appointment and we utilise Zoom and virtual appointments to help clients further afield.
We’d love for you to become a client, feel free to get in touch if you’d like us to look after your Mortgage & Insurance Needs.
We search the market to find you the best possible mortgage
We have access to 27,000+ mortgages and over 70+ lenders






Who Are Mortgage & Insurance Needs?
We are mortgage and insurance brokers based in West Kirby, Wirral.
Established in 2005, we have built our business on excellent customer relationships, with most of our new business coming from referrals from existing satisfied clients. We take pride in sourcing the perfect solution whether you’re employed, self-employed, a contractor or the director of a limited company.
We like to think that we can help find the perfect mortgage for most circumstances. As you will see from reviews and feedback, whether you have bad credit or if you’re self employed, our expert advisers will provide the mortgage advice you need. We also use our relationship with the lenders to provide a solution for you.
Whatever your circumstances, we can help you to:
- Buy your first home
- Upsize or downsize
- Remortgage to a lower rate
- Pay for home improvements
- Consolidate debts
- Life Insurance
- Buy to Let or Let to buy
- Insure your building and contents
- Critical Illness Cover
- Income Protection
So, if you’re looking for mortgage brokers on the Wirral, look no further.
At MAIN, we have a combined industry experience of 100 years in the Mortgage and Insurance market. We use our experience and expertise to get you the very best deal available.
We liaise directly with the lenders, solicitors, insurers and surveyors to save you time and effort. Our aim is to create a quick and easy client experience when applying for a mortgage or protection policy.
As you will see below, we are human and we understand not every situation is straight forward. That’s why we always invite arrange an appointment, whether that be a telephone or face to face appointment, to establish a tailor made product, rather than a product off the shelf.