Mortgage Repayment Calculator
Please note that this is a mortgage repayment calculator and not an affordability calculator.
This will only give you an idea of the approximate monthly payments based on the mortgage amount, interest rate and mortgage period.
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How our mortgage repayment calculator works ...
Monthly repayments
We divide the mortgage amount and the total interest you’d pay by the number of months you want to repay the money over.
Rounding of repayment amounts
We use the unrounded repayment to work out the amount of interest you’d pay over the mortgage term.
Interest rate
We use the rate to calculate the total interest you’d pay over the mortgage term. The calculator assumes that the rate won’t change during the mortgage term.
Timing of interest conversion
We assume interest will be charged at the same frequency as the mortgage repayments are made.