First Time Buyer Mortgage at MAIN
As a first time buyer, purchasing your first home and arranging the right mortgage can be a daunting prospect with so many unanswered questions. At Mortgage and Insurance Needs | MAIN | Wirral, we can answer all of those questions and take you through every step of the process. We pride ourselves on making the mortgage process as easy and stress free as possible, especially for a first time buyer.
Fixed rate mortgages, cashback deals, higher lending charges, arrangement fees, conditional insurances, early repayment charges, organising a valuation – with so many things to consider it’s easy to become confused. But by ditching the jargon and explaining the benefits of each mortgage in clear, straightforward terms, we can help you find the product that’s perfect for you.
As well as taking all the guess work out of mortgages, we aim to save you time and money when looking at the different options available. You may have found that your local high street bank tends to have a 3-6 week waiting time to arrange an initial meeting. Typically, we expect to offer you a same day meeting.
You may have been saving for a deposit for a few months and you’re now wondering about what options you have, how much you can borrow and what you need to do next. That’s the perfect time to get in touch!
How we work with a first time buyer?
Our first step is to invite you in for a free consultation to take the time to find out as much as we can about your circumstances and making sure that we truly understand your needs. Then we use our knowledge, wealth of experience and established relationships with multiple lenders to source the right mortgage for you, including ones with exclusive rates that are only available to us.
Your broker will hold your hand throughout the whole mortgage process and can even put together a schedule of expenditure. That way you can clearly see how much the process is costing and budget accordingly.
The team at MAIN are completely impartial and work solely with your best interests at heart, offering you mortgage advice individually tailored to meet your specific needs.