Life is full of surprises, sadly not all of them good. Taking out protection insurance means that whatever life throws at you, you’ve got it covered.
At MAIN we can tailor a bespoke protection plan to suit your individual circumstances. Therefore, you can rest easy knowing that whatever the future holds, your loved ones are financially taken care of.
As part of our duty of care, we will always explain the advantages of having such insurances in place.
Most lenders will require you to have buildings & contents in place upon taking the mortgage. Other forms of protection may not be required, but may still be a good idea. Like any form of insurance you hope you never need to use it. But as always, we will encourage you to weigh up the chances of it happening. If the chances are high enough, you then need to consider the benefits to having the insurance in place.
Insurance is all about transferring the risk, for example, with buildings insurance, if you can afford to repair damage to your building, then buildings insurance may not be for you.
You may be planning on arranging a mortgage with us and because of your increased borrowing, you may want to consider the protection below.
We can help you arrange:
- Life cover
- Critical illness cover
- Life or earlier critical illness cover
- Family income benefit
- Income protection
We make sure your cover fits your needs and budget perfectly, and you can rest assured that if the worst does actually happen, we’ll be by your side to help guide you through the claims process.
You may not have arranged a mortgage through us and we must highlight that you don’t need to arrange a mortgage to take insurance through MAIN.