At M.A.I.N Seafarers, we specialise in providing bespoke mortgage advice for professionals working outside of UK waters.
Mortgages for Seafarers
Arranging a mortgage as a Seafarer can be quite difficult if you attempt to do it yourself or with a broker with little experience of Seafarer cases. At M.A.I.N Seafarers we specialise in arranging mortgages for those who spend as much as half of the year on board a ship outside of UK waters.
Mortgages at M.A.I.N Seafarers
As a seafarer, you might spend half the year on board a ship outside of UK waters. Which in the eye of the lender, you are likely to be perceived as a higher risk. With certain lenders, you may also be penalised because of the tax allowances you receive. Lenders usually have difficulty understanding your income that is subject to seafarer earnings and some may ignore it entirely as a result.
At M.A.I.N Seafarers, we specialise in mortgages for seafarers and make the process as easy and as simple as it should be. We have access to over 70 lenders and 27,000 different mortgage options. Our established relationship with lenders allows us to explain and illustrate exactly how your income is structured to ensure the correct amount is taken into consideration.
Insurance at M.A.I.N Seafarers
Again, as you might spend most of your time on board a ship outside of UK waters, some insurers are likely to see you as a higher risk. We have access to some of the largest insurers in the UK and will find the perfect policy portfolio to suit your needs and budget. We offer a number of protection products such as Life Insurance, Critical Illness Cover and Income Protection to name a few.
Life insurance is the essential cover that will help your family financially in the unfortunate event of you passing away. Many providers will pay out a lump sum following a claim, others will pay out in monthly payments. These are the things that you will need to discuss with an expert broker.
Book Your FREE Appointment
Now is the time to stop looking for a mortgage broker because you’ve found your specialists. Simply book your FREE appointment and we can find the perfect option for you.
Why choose M.A.I.N Seafarers?
We are specialists. No matter how different or difficult your circumstances may seem, we will know exactly what lender and what product will be suitable.
If you’re in the building profession and looking to apply for a mortgage, there is only place to look and that’s M.A.I.N Contractors.
We understand that your working hours may be different and that’s why we also offer telephone and Zoom appointments to suit you.
What are you waiting for?
Let’s get started.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
MAIN SEAFARERS IS A TRADING NAME OF MORTGAGENEEDS.INFO LTD.