Mortgages at M.A.I.N Health

Whether you’re in salaried employment or self-employed, on a permanent contract or doing locum work (or both), mortgages for doctors, we can help. You’re also more likely to be doing regular overtime above and beyond any basic contracted work hours, for many lenders they don’t have the underwriting flexibility to take account of the more complex work patterns.

However, at M.A.I.N Health, we specialise in these types of applications. We know exactly what lenders to use and those who are more flexible with their assessment criteria.

There are a number of different reasons those in the medical profession may find it more difficult to apply for a mortgage. You may have moved into a new practice or maybe you’re recently self-employed, don’t worry just get in touch. The majority of high street lenders will ask for at least 2, if not 3 years accounts to verify income.

That said, there are some niche lenders that will look at the practice track record and make a lending decision based on what your predecessor made in the same role.