At M.A.I.N Health, we specialise in providing bespoke mortgage advice for those working in the medical profession.
Mortgages at M.A.I.N Health
Whether you’re in salaried employment or self-employed, on a permanent contract or doing locum work (or both), mortgages for doctors, we can help. You’re also more likely to be doing regular overtime above and beyond any basic contracted work hours, for many lenders they don’t have the underwriting flexibility to take account of the more complex work patterns.
However, at M.A.I.N Health, we specialise in these types of applications. We know exactly what lenders to use and those who are more flexible with their assessment criteria.
There are a number of different reasons those in the medical profession may find it more difficult to apply for a mortgage. You may have moved into a new practice or maybe you’re recently self-employed, don’t worry just get in touch. The majority of high street lenders will ask for at least 2, if not 3 years accounts to verify income.
That said, there are some niche lenders that will look at the practice track record and make a lending decision based on what your predecessor made in the same role.
Insurance at M.A.I.N Health
We can find the perfect protection portfolio to suit your personal circumstances and budget. We have access to some of the largest insurers in the UK and some of the most comprehensive terms and conditions.
Our personal plans will include Life Insurance, Critical Illness cover and Income Protection.
Those working in the medical profession often believe that insurers may see them as a higher risk, as they are more likely to come into contact with diseases and viruses. That’s not the case, in fact in some cases it can be the opposite.
With some insurers, the Income Protection package fits perfectly with the NHS sick pay arrangement.
If you would like to find out more about your protection options, simply book a call or arrange an appointment with one of our expert advisors.
Book Your FREE Appointment
Now is the time to stop looking for a mortgage broker because you’ve found your medical profession specialists. Simply book your FREE appointment and we can find the perfect option for you.
Why choose M.A.I.N Health?
If you think your circumstances may be slightly different to the average Doctor/Nurse/GP, don’t worry we can help. If you’re looking for mortgages for doctors, look no further.
We know exactly how to present your earnings to a lender and what lender to present them to. So, if you’re looking for bespoke advice tailored to your individual circumstances, at M.A.I.N Health we are the mortgage brokers for you.
What are you waiting for?
Let’s get started.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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